Wyoming Medicaid Long-Term Care Eligibility for 2025

Wyoming Long-Term Care

Wyoming’s Medicaid program provides critical long-term care services for seniors who meet strict eligibility criteria. As an income-cap state, Wyoming requires applicants to meet specific income and asset limits to qualify. Applicants exceeding the income limit can establish a Qualified Income Trust (QIT), also known as a Miller Trust, to qualify. Senior Planning offers assistance in creating QITs and navigating the application process to ensure compliance and a smoother path to approval.

Eligibility for 2025

To qualify for Wyoming Medicaid long-term care benefits in 2025, applicants must meet the following criteria:

Residency and Citizenship: Applicants must be Wyoming residents and either U.S. citizens or lawful permanent residents who have lived in the U.S. for at least five years.
Age/Disability: Applicants must be 65 years or older, blind, or disabled, and meet medical requirements for the level of care needed.
Income Limit: Single applicants must not exceed $3,021/month. Excess income can be placed into a Qualified Income Trust to qualify.
Asset Limit: Countable assets must not exceed $2,000 for individuals or $3,000 for married couples if both require care.

Senior Planning provides expert assistance to help applicants determine their eligibility and prepare the necessary documentation, reducing the risk of application denials or delays.

Exempt Assets for 2025

Wyoming Medicaid divides assets into exempt and countable categories. Exempt assets are not considered when determining eligibility, while countable assets must be liquidated and applied toward care costs.

One home: Exempt if the equity value is under $602,000 and the applicant intends to return or if a spouse, child under 21, or disabled dependent resides there.
One vehicle: Exempt if used for medical transport or employment or is the primary vehicle of the community spouse.
Household goods and personal effects: Items such as furniture and clothing are exempt.
Irrevocable burial trusts: Up to $1,800 is exempt.
Look-Back Period: Wyoming enforces a 60-month look-back rule to penalize asset transfers below market value.

Understanding which assets are exempt can be complex. Senior Planning offers free consultations to help families navigate these rules and protect their assets where possible.

Spousal Rules for 2025

Community Spouse Asset Allowance: The community spouse may retain half of the couple’s countable assets, up to $152,020. If their share is below $30,027, additional assets may be retained from the institutionalized spouse.

Community Spouse Income Protection: The community spouse may retain income below $2,389/month, with a maximum allowance of $3,898.50/month for high living expenses. Senior Planning helps families optimize these allowances to meet their financial needs while ensuring eligibility.

How to Apply for Wyoming Medicaid

Applicants can apply for Wyoming Medicaid online through the Wyoming Medicaid Portal or by contacting the Wyoming Department of Health’s Aging Division. Senior Planning provides professional assistance to ensure applications are accurate and complete, minimizing delays and improving approval rates. Contact us today to get started.